How Can You Fight the Denial of Your Personal Injury Claim?
Getting into an accident is never easy, but it is even more frustrating when you are left with injuries that require costly medical treatment. That is why it is crucial to file a personal injury claim to seek reimbursement for your expenses. However, even with ample evidence, some claims can be denied.
If this has happened to you, do not lose hope. There are steps you can take to fight the denial of your personal injury claim. Our attorneys at Goldasich, Vick & Fulk, Attorneys at Law, can help you fight the denial of your personal injury claim. Reach out to our Birmingham denied insurance claims attorney to get a case evaluation.
Common Reasons Personal Injury Claims Are Denied
Personal injury claims can be denied for several reasons. One common reason is a lack of substantial evidence. If you do not have sufficient evidence of the accident and your injuries, your claim can be denied by the insurance company.
Another reason why personal injury claims are denied is that the insurance company may believe that your injuries were not severe enough to warrant compensation. However, determining the severity of your injuries is better left to medical professionals. You should seek medical attention immediately after an accident to ensure timely and proper documentation of your injuries.
The insurance company may also deny your claim in bad faith. If there is no reasonable basis to deny your personal injury claim, the insurer may be acting in bad faith.
What Happens if Your Personal Injury Claim Is Denied?
If your personal injury claim is denied, you will generally receive a letter from the insurance company detailing why your claim was rejected. However, it is crucial to remember that a denied claim is not the end of the road. You have several options to fight the denial of your personal injury claim.
How Can You Fight the Denial of Your Personal Injury Claim?
When your personal injury claim is denied, you can file an appeal with the insurance company. In your appeal, you should detail the reasons why you believe your claim was wrongfully denied. Submitting additional evidence, such as photos or medical reports, can strengthen your case.
If your appeal is unsuccessful, you can then file a lawsuit. In Alabama, injured victims have two years from the date of injury to file a lawsuit against the responsible party (Code of Alabama § 6-2-38).
It is essential to be represented by a personal injury attorney when filing an appeal and/or lawsuit. Your attorney can file the necessary paperwork on your behalf, gather additional evidence, and represent you in court.
Our Attorneys at Goldasich, Vick & Fulk, Attorneys at Law, Can Help
Fighting the denial of your personal injury claim can be a stressful and time-consuming process. However, you do not have to go through it alone. Our team of personal injury attorneys at Goldasich, Vick & Fulk, Attorneys at Law, can assist you throughout the process. We understand the intricacies of personal injury law and are committed to ensuring that our clients receive the compensation they deserve.
Get Legal Guidance Today
Getting your personal injury claim denied can be disheartening, but you should not give up hope. With proper legal representation, you can increase your chances of receiving the compensation you deserve for your injuries, even if your claim was denied. Reach out to our team at Goldasich, Vick & Fulk, Attorneys at Law, today to get legal guidance. Call 205-731-2566.
